Reduce Nonperforming Loans with Smile
Verify income and employment data in seconds. Streamline card issuance with digital processes. Reduce fraud.
Registered with the
Optimal for Credit Risk Managers
Reduce risk by assessing loan application processes accurately
- Enhance credit decision-making process with comprehensive employment and income data
- Streamline underwriting process with access to over 100 data points
AWARDED AND RECOGNIZED BY
e27 TOP100 Growth Program
Singapore Fintech Association
Certified FinTech
Hackernoon
Singapore Startup of the Year Nominee
Google Cloud Academy APAC
2023 Cohort
Philippine Startup Week 2023
Most Innovative Startup Award - Gold Winner
Philippine Startup Week 2023
Top 100 Startups SHOWQASE by QBO
Top Southeast Asia Developer APIs Companies and Startups
Devcon Summit 2022
Top 8 Startup
Philippine Startup Week 2022
Top 100 Startups SHOWQASE by QBO
Impact '23
The Philippine SAAS Conference
A-stream Singapore
Top 5 Philippine Startup
WILDFIRE Pitch Event
Top 3 Finalist
Verify your applicant's data straight from our data sources*
Our reports are directly obtained from reliable government sources, such as SSS, to confirm your applicant’s past employment history, contributions, and liabilities. This means you can trust the authenticity of the data, eradicating the fear of false information. Smile Checks ensure you can recruit with confidence.
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*All trademarks, trade names, company/product names, brands and logos appearing on this page are the property of their respective owners.
Use of them is only for identification purposes and does not imply any association or affiliation with, or endorsement by the respective owners.
Frequently Asked Questions
We aggregate and unlock previously siloed employment and income data coming from HR, payroll, commerce, and marketplace platforms through a single API. Our mission is to give workers in Asia greater access to financial services by facilitating the easy sharing of their employment and income data to businesses and financial services. We do this by providing user-authorized access to this data by acting as a gateway or intermediary between custodians of this data and those interested in consuming the data, such as banks and other financial service institutions.
Smile believes in the sanctity of one's privacy and that our users are the owners of their personal data, and should always be in full control when and to whom they share their data. Smile seeks to comply with all local laws around data privacy. In the Philippines, we comply with the Data Privacy Act of 2012 (RA 10173) and we help users exercise their right to Data Portability under Section 18 of the Philippine Data Privacy Act.
We seek to give back data control and ownership of your own data to you! This includes your:
- Identity information
- Employment history
- Income data
- And other relevant information
We believe that by letting you take back control over your own data, you can get access to better opportunities. And by allowing you to share your data more easily, you can get access to better services and experiences.
We will not be keeping their data. Smile follows strict data privacy and security measures, and rest assured that every background check conducted is authorized by the candidate/employee. The data collected will only be reported to you, the employer/recruiter, and will not be shared with any third parties.
Instead of uploading paperworks to verify employment history, candidates connecting their account allows for faster and more accurate background checks, simplifying the job application process and reducing the risk of errors or discrepancies in their information. It's an important step towards making the process easier and more efficient for everyone involved.
Sign up to our Smile Checks portal to get a complimentary background check request.
