How Smile API helps lenders comply with PH regulations via user-authorized, recent, and verified employment data

With just one user-authorized click, Smile API can give lenders access to the borrower’s verified and most recent employment data. Through Smile API, lenders can save time and verify borrower income data for faster loan approvals. This, in turn, can help lenders process more applications in one day (or even in seconds!) compared to the limited number they process without Smile. 


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Reflections on our Product Journey so Far
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We provide instant access to the most recent, comprehensive, verified data about your users' identity, employment and income in the industry. Use it to make better decisions, increase adoption and conversion, lower cost and reduce risk.

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