Smile Signals: Real-Time Risk & Fraud Detection for Smarter Lending

Proactively Detect Fraud and Assess Risk with Smile Signals

Smile Signals is an advanced risk intelligence solution that empowers digital lenders, fintechs, and compliance teams to make faster, safer, and more accurate decisions. By combining telecom data, behavioral signals, and email intelligence, Smile Signals reveals fraud risks and credit concerns before onboarding or loan approval—helping you stay ahead of threats and regulatory requirements.

Why Choose Smile Signals?

Key Features Built for Smarter Screening

Smile Signals is designed to help digital lenders, fintechs, and compliance teams screen applicants with speed and precision.

Compliant & Secure

Align with KYC/AML requirements while protecting your business from fraud and regulatory penalties.

Sanctions & Watchlist Screening

Instantly check for politically exposed persons (PEPs) and global sanctions compliance.

ID Verification

Validate government ID numbers by looking it up directly from government databases.

Phone Number Intelligence

Validate and analyze telco data to detect suspicious activity or fake numbers.

Email Risk Scoring

Assess deliverability, breach exposure, and behavioral history for each email address.

Behavioral Risk Signals

Spot disposable emails, high-risk patterns, and identity inconsistencies before they become problems.

Use Cases Where Smile Snap Delivers

Loan Underwriting

Enhance credit decisioning with behavioral, identity, and telecom-based risk signals.

Fraud Prevention

Detect and block suspicious users before onboarding or transaction approval.

KYC & Compliance

Strengthen user and account verification with automated, multi-source screening.

Business Impact

Reduce Fraud Losses
Accelerate Approvals
Improve Compliance
Lower Operational Costs

Ready to strengthen your risk screening and fraud prevention?

Book a demo or integrate Smile Signals today.

Get in touch