Smile Signals: Real-Time Risk & Fraud Detection for Smarter Lending
Proactively Detect Fraud and Assess Risk with Smile Signals
Smile Signals is an advanced risk intelligence solution that empowers digital lenders, fintechs, and compliance teams to make faster, safer, and more accurate decisions. By combining telecom data, behavioral signals, and email intelligence, Smile Signals reveals fraud risks and credit concerns before onboarding or loan approval—helping you stay ahead of threats and regulatory requirements.
Why Choose Smile Signals?
Real-Time Risk Assessment
Instantly access actionable risk indicators from multiple data sources to identify fraud, credit default risk, and compliance issues.
Multi-Layered Data Signals
Go beyond credit scores by verifying identity documents, analyzing phone number validity, telecom activity, email reputation, breach history, online footprint, and blacklist status.
Automated Screening
Effortlessly check sanctions and PEP lists to meet KYC and AML compliance for every applicant.
Faster, Smarter Decisions
Reduce manual review, accelerate onboarding, and improve approval accuracy with automated, up-to-date risk insights.
Seamless Integration
Easily add Smile Signals to your lending, onboarding, or verification workflows.
Key Features Built for Smarter Screening
Smile Signals is designed to help digital lenders, fintechs, and compliance teams screen applicants with speed and precision.
Compliant & Secure
Align with KYC/AML requirements while protecting your business from fraud and regulatory penalties.
Sanctions & Watchlist Screening
Instantly check for politically exposed persons (PEPs) and global sanctions compliance.
ID Verification
Validate government ID numbers by looking it up directly from government databases.
Phone Number Intelligence
Validate and analyze telco data to detect suspicious activity or fake numbers.
Email Risk Scoring
Assess deliverability, breach exposure, and behavioral history for each email address.
Behavioral Risk Signals
Spot disposable emails, high-risk patterns, and identity inconsistencies before they become problems.
Use Cases Where Smile Snap Delivers
Loan Underwriting
Enhance credit decisioning with behavioral, identity, and telecom-based risk signals.
Fraud Prevention
Detect and block suspicious users before onboarding or transaction approval.
KYC & Compliance
Strengthen user and account verification with automated, multi-source screening.
Business Impact
Ready to strengthen your risk screening and fraud prevention?
Book a demo or integrate Smile Signals today.
