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Get Data about Your Users Straight from the Source
Smile API covers 50+ platforms enabling you to access a wide range of alternative data and enrich your credit decisioning models.
Government Databases
SSS, GSIS, Pag-IBIG, and Philhealth
HR Platforms
GreatDayHR, Salarium, and more
Gig Economy Platforms
Upwork, Fiverr, Food Panda, and many more
ON-DEMAND VERIFICATION MADE POSSIBLE WITH SMILE API
Leverage Employment and Income Data to Lower Credit Risk
Banks, fintechs, recruitment agencies, and other service providers can leverage employment and income data to increase adoption and conversion, reduce cost, and reduce risk, through a single API. Permission to access their own personal data is given by each individual users themselves, so they can seamlessly share this data with the parties they trust.
With Smile API, you can get access to recent, verified, and comprehensive data about your borrowers 👇
Identities
Get vetted identity information from current and previous employers such as name, contacts, address, and document verification status.
Transactions
Get financial information, including account balances, previous transactions, and other relevant financial information.
Employments
Get previous employment history, including job title, status, tenure, employer names, employer contact information, and others.
Incomes
Get previous income information such as base pay, gross pay, net pay, and other components that make up income.
Ratings
Get past ratings or performance evaluations. Get date, ratings and related work performed. Rating can be a leading indicator for credit-worthiness.
Assets
Get data on assets owned and used for employment such as vehicles, devices, equipment and others that may be useful for qualification and verification.
Schools
Get past educational background such as schools attended, date of attendance, degrees or diplomas earned and others.
Documents
Get documentary information such as ID cards, diplomas, certificates, and other types of documentary information owned by a person..
As seen on:
Southeast Asia Deals Monitor: Smile API gets investment from CreditEase and Plug and Play
As seen on:
Utilizing fintech to streamline employment and income data from different platfrms
Smile API’s secure employee-owned data fast-tracks applications for financial services
As seen on:
Company launches employee info system to make data accessible to financial institutions in the Philippines
As seen on:
Smile API announced the launch of a new digital platform designed to facilitate loan application approval within just a few seconds
