Approve (or Reject) Borrowers in Seconds

Reduce risk by getting real-time verified income and employment data from the source! Get recent, accurate, verified data directly from the SSS, GSIS, their BIR 2316 Income Tax Certificate, their gig platform, or their employers' payroll system.

Multiple use cases and business models can be enabled via Smile

How to Start?


Integrate the Smile Gig and Freelance Employment API, in three simple steps

Get API Key


At Smile we make it easy for you. Request your key and start testing our API in the sandbox to evaluate the Smile employment API for with your system

Integrate with Smile


Integrate easily with our detailed documentation and dedicated support teams. Be ready to launch into production within a few hours.

Go Live


Making you Smile and keeping you as happy customer is our main priority. Feel free to connect with us for any request. Let us know how we can help!

Get maximum coverage from SSS, GSIS, payroll and gig platforms!


Get in touch!

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As seen on:

CreditEase, Plug and Play invest in Smile API, an employment data startup targeting gig workers

Southeast Asia Deals Monitor: Smile API gets investment from CreditEase and Plug and Play

As seen on:

Utilizing fintech to streamline employment and income data from different platfrms

Smile API’s secure employee-owned data fast-tracks applications for financial services

As seen on:

Smile API formally debuts in PH, pitches privacy-centric digital platform

Company launches employee info system to make data accessible to financial institutions in the Philippines

As seen on:

Smile API announced the launch of a new digital platform designed to facilitate loan application approval within just a few seconds

The Bangko Sentral ng Pilipinas (BSP) said its regulated institutions should assess borrowers in “a holistic and prudent manner”

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