Make Better Credit Decisions Using Employment Data
Smile provides user-authorized access to recent, comprehensive, verified employment data that is accessible real-time from gig economy platforms, HR and payroll systems, and social insurance systems through a single API.
OUR PLATFORM
Get access to employment data across platforms, all through a single API
Wide Coverage of Data
Get access to 90% of the Philippines Labor Force from gig economy, private, and Government sector
Faster Verification Process
Process loan applications in seconds by having verified and recent identity, employment, and income data
Lower Non-Performing Loans
Cut your non-performing loans by half by reducing friction in the signup, verification and approval process
OUR PLATFORM
How it Works
BENEFITS
Instant Data Access
Instant access to the data your customers share for you to verify their identity, income and employment.
Get real-time insights through standardized data
Easily get a summary of key financial metrics summarized across these categories: Income, Employment, and Identity.
Ready to get started? Contact us today!
Contact us so we can assist you with understanding the API, how to implement it in your organization, and how to go live with Smile in your product or service. You can also subscribe to our Newsletter to get the latest updates on Smile.
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